Unclaimed property is cash that banks, employers, insurers, and utilities couldn't return — a refund you never cashed, an old deposit, a forgotten account. States hold tens of billions of it, and roughly one in ten people has something waiting. Searching and claiming is free.
The national multi-state search run with state administrators — covers most states in one search, free.
The National Association of Unclaimed Property Administrators. Its interactive map routes you to every state’s official program.
Each state runs its own program. Find the official link for your state via Unclaimed.org — never pay a third-party finder.
Run your name (and any old addresses, maiden names, or business names) through MissingMoney.com and your state's portal. Search is free and instant.
If something comes back, the state shows the holder and amount range. Claim it directly through the state — you'll prove your identity and ownership. There is no fee.
Only the state (or its official portal) holds your money. Anyone demanding a fee, gift cards, or bank details to "release" your funds is a scam — walk away and claim it yourself.
Yes. Unclaimed property is held by state treasurers and can be searched and claimed free at MissingMoney.com or your state's official portal. Anyone who asks you to pay a fee to "find" your money is charging for something you can do yourself, free.
Banks, insurers, utilities, and employers turn over money they can't return — a refund you never cashed, a utility deposit, an old paycheck, a dormant account — to the state after a set period. The state holds it until you claim it.
It varies by state and claim size, but simple claims are often paid within weeks to a few months once you verify your identity and ownership. States do not charge for this.
No. Third-party finders charge a fee or commission for work you can do free on the official portals. Most states cap or regulate such finders, and the free path is always available directly through the state.